2023 INTEGRATED ANNUAL REPORT
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DIRECTORY
INTRODUCTION
About the Integrated Annual Report
Evaluation of the Chairman of the Board
Message From the CEO
Corporate Profile
Our Vision - Our Mission - Our Strategies
Milestones in the History of Ziraat Bank
Key Indicators (Economic, Environmental, Social)
VALUE GENERATION AND STRATEGY
Value Creation at Ziraat Bank
Strategies
Our Strategies, Sector Risks and Ziraat Bank’s Responses
Policies Applied at Ziraat Bank
SUSTAINABILITY AT ZIRAAT BANK
Sustainability Approach
Sustainability Policy
Sustainability Management Structure
Stakeholders of Ziraat Bank
Initiatives That Ziraat Bank is a Member or Supports
The Sustainable Development Goals and Ziraat Bank
Impact Framework of Strategies
Management of Environmental and Social Impacts
FINANCIAL SUSTAINABILITY
In Our 160th Year… Moving Forward to the Future
In 2023
Ziraat Bank’s Subsidiaries
ENVIRONMENTAL SUSTAINABILITY
Emissions Management
Water Management
Waste Management
SOCIAL SUSTAINABILITY
Human Resources
Customer Satisfaction
Supplier Relationships Management
Support Services Providers
Corporate Social Responsibility
Annual Activity Report Compliance Opinion
CORPORATE GOVERNANCE
Ziraat Bank Board of Directors
Ziraat Bank Senior Management
Summary Board Report
The Committees Operating in Ziraat Bank and Meetings of the Board of Directors
Risk Management, Internal Audit, Internal Control, Compliance
Related Party Transactions
FINANCIAL INFORMATION AND RISK MANAGEMENT
Ziraat Bank’s Financial Standing, Profitability and Solvency
Ratios
Summary Financial Information for the 5-Year Period
Credit Ratings Assigned By Rating Agencies
Amendments Made to the Articles of Association in 2023
Unconsolidated Financial Statements, Related Explanations and Notes as of 31 December 2023 With Auditor’s Report
Consolidated Financial Statements, Related Explanations and Notes as of 31 December 2023 With Auditor’s Report
APPENDICES
GRI Content Index
SASB Index
Directory
GRI Content Index
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