Ziraat Bank defines the SDGs that it has deployed throughout the value chain with an integrated approach, according to its business model, priorities and stakeholder expectations.
The UN Sustainable Development Goals (SDGs)* create a broad sustainability agenda and determine universal criteria for sustainability. Structured to respond to global needs for a sustainable life and ensure long-term growth, SDGs aim to provide institutions and organizations with a new vision in transforming problems into solutions and help them develop more solid strategies.
By integrating the SDGs into its business processes, Ziraat Bank strengthens its strategies for both identifying and managing risks and opportunities and creating efficient business models that include innovative products and services. Thus, the Bank; It harmonizes the expectations of its employees, customers and the society in which it operates with its strategies.
Ziraat Bank also attaches great importance to internal communication to ensure the successful integration of the SDGs into its strategies. The Bank supports this process through relevant training to encourage employee participation and decision-makers’ ownership of the issue.
Considering the effects of its activities on the environment and society as one of its main duties, Ziraat Bank contributes directly to 9 SDGs and indirectly to 5 SDGs with the value it produces and shares within its service cycle.
*Adopted by 193 UN-member countries on 25 September 2015, the convention entitled “Transforming our World: The 2030 Agenda for Sustainable Development” covers 17 Sustainable Development Goals and 169 sub-headings.
SDGs TO WHICH ZIRAAT BANK DIRECTLY/INDIRECTLY CONTRIBUTES |
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SDG |
Sub-goal |
Contributing Activities |
Direct Contribution |
Target 4.1 By 2030, ensure that all girls and boys complete free, equitable and quality primary and secondary education leading to relevant and effective learning outcomes Target 4.2 By 2030, ensure that all girls and boys have access to quality early childhood development, care and pre-primary education so that they are ready for primary education Target 4.3 By 2030, ensure equal access for all women and men to affordable and quality-technical, vocational and tertiary education, including university Target 4.4 By 2030, substantially increase the number of youth and adults who have relevant skills, including technical and vocational skills, for employment, decent jobs and entrepreneurship Target 4.5 By 2030, eliminate gender disparities in education and ensure equal access to all levels of education and vocational training for the vulnerable, including persons with disabilities, indigenous peoples and children in vulnerable situations Target 4.6 By 2030, ensure that all youth and a substantial proportion of adults, both men and women, achieve literacy and numeracy Target 4.7 By 2030, ensure that all learners acquire the knowledge and skills needed to promote sustainable development, including, among others, through education for sustainable development and sustainable lifestyles, human rights, gender equality, promotion of a culture of peace and non-violence, global citizenship and appreciation of cultural diversity and of culture’s contribution to sustainable development |
Training and development programs offered to Ziraat Bank’s human resources, support for educational projects that raise entrepreneurial awareness for customers and training on financial literacy |
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Direct Contribution |
Target 5.1 End all forms of discrimination against all women and girls everywhere Target 5.5 Ensure women’s full and effective participation and equal opportunities for leadership at all levels of decision-making in political, economic and public life Target 5.b Enhance the use of enabling technology, in particular information and communications technology, to promote the empowerment of women |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing Corporate governance practices, human resources management, remuneration policies, equal opportunity implemented at Ziraat Bank |
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Target 6.1 By 2030, achieve universal and equitable access to safe and affordable drinking water for all Target 6.3 By 2030, improve water quality by reducing pollution, eliminating dumping and minimizing release of hazardous chemicals and materials, halving the proportion of untreated wastewater and substantially increasing recycling and safe reuse globally Target 6.4 By 2030, substantially increase water-use efficiency across all sectors and ensure sustainable withdrawals and supply of freshwater to address water scarcity and substantially reduce the number of people suffering from water scarcity Target 6.a By 2030, expand international cooperation and capacity-building support to developing countries in water- and sanitation-related activities and programs, including water harvesting, desalination, water efficiency, wastewater treatment, recycling and reuse technologies |
Project and application revisions in accordance with local government wastewater management directives for new or renovated branch locations. Selection of efficient irrigation systems in Ziraat Towers Preference for locally adapted plant species to enhance plant diversity in landscaping Utilization of condensation water from cooling systems for garden irrigation at Ziraat Towers Establishment of a recycling facility for grey water reuse to significantly reduce the reliance on mains water. |
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Target 7.1 By 2030, ensure universal access to affordable, reliable and modern energy services Target 7.2 By 2030, increase substantially the share of renewable energy in the global energy mix Target 7.a By 2030, enhance international cooperation to facilitate access to clean energy research and technology, including renewable energy, energy efficiency and advanced and cleaner fossil-fuel technology, and promote investment in energy infrastructure and clean energy technology |
Financing provided for renewable energy and energy efficiency projects, efficiency investments in service buildings |
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Direct Contribution |
Target 8.2 Achieve higher levels of economic productivity through diversification, technological upgrading and innovation, including through a focus on high-value added and labor-intensive sectors Target 8.3 Promote development-oriented policies that support productive activities, decent job creation, entrepreneurship, creativity and innovation, and encourage the formalization and growth of micro-, small- and medium-sized enterprises, including through access to financial services Target 8.5 By 2030, achieve full and productive employment and decent work for all women and men, including for young people and persons with disabilities, and equal pay for work of equal value Target 8.7 Take immediate and effective measures to eradicate forced labor, end modern slavery and human trafficking and secure the prohibition and elimination of the worst forms of child labor, including recruitment and use of child soldiers, and by 2025 end child labor in all its forms Target 8.9 By 2030, devise and implement policies to promote sustainable tourism that creates jobs and promotes local culture and products Target 8.10 Strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance, and financial services for all |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing Training and development programs offered to Ziraat Bank’s human resources, support for educational projects that raise entrepreneurial awareness for customers, financial literacy training Financing provided for infrastructure, SME and industrial investments, digital banking products and solutions, consumer-friendly financing and savings products, accessible banking Corporate governance practices, human resources management, remuneration policies, equal opportunity implemented at Ziraat Bank Special loan projects for priority regions in development |
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Direct Contribution |
Target 9.1 Develop quality, reliable, sustainable and resilient infrastructure, including regional and transborder infrastructure, to support economic development and human wellbeing, with a focus on affordable and equitable access for all Target 9.2 Promote inclusive and sustainable industrialization and, by 2030, significantly raise industry’s share of employment and gross domestic product, in line with national circumstances, and double its share in least developed countries Target 9.3 Increase the access of small-scale industrial and other enterprises, in particular in developing countries, to financial services, including affordable credit, and their integration into value chains and markets Target 9.4 By 2030, upgrade infrastructure and retrofit industries to make them sustainable, with increased resource-use efficiency and greater adoption of clean and environmentally sound technologies and industrial processes, with all countries taking action in accordance with their respective capabilities Target 9.5 Enhance scientific research, upgrade the technological capabilities of industrial sectors in all countries, in particular developing countries, including, by 2030, encouraging innovation and substantially increasing the number of research and development workers per 1 million people and public and private research and development spending |
Financing provided for infrastructure, SMEs and industrial investments, digital banking products and solutions, consumer-friendly financing and savings products, accessible banking Financing provided to different sectors based on thematic resources, bilateral and multilateral collaboration efforts, operational activities, corporate governance practices and reporting efforts. |
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Target 10.3 Ensure equal opportunity and reduce inequalities of outcome, including by eliminating discriminatory laws, policies and practices and promoting appropriate legislation, policies and action in this regard Target 10.4 Adopt policies, especially fiscal, wage and social protection policies, and progressively achieve greater equality Target 10.5 Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations Target 10.6 Ensure enhanced representation and voice for developing countries in decision-making in global international economic and financial institutions in order to deliver more effective, credible, accountable and legitimate institutions |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing Corporate governance practices, human resources management, remuneration policies, equal opportunity implemented at Ziraat Bank |
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Direct Contribution |
Target 12.2 By 2030, achieve the sustainable management and efficient use of natural resources Target 12.4 By 2020, achieve the environmentally sound management of chemicals and all wastes throughout their life cycle, in accordance with agreed international frameworks, and significantly reduce their release to air, water and soil in order to minimize their adverse impacts on human health and the environment Target 12.5 By 2030, substantially reduce waste generation through prevention, reduction, recycling and reuse Target 12.6 Encourage companies, especially large and transnational companies, to adopt sustainable practices and to integrate sustainability information into their reporting cycle Target 12.8 By 2030, ensure that people everywhere have the relevant information and awareness for sustainable development and lifestyles in harmony with nature |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing Financing provided for renewable energy and energy efficiency projects, efficiency investments in service buildings Carbon footprint measurement activities, waste management practices, environmental and social impact management system |
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Target 13.1 Strengthen resilience and adaptive capacity to climate-related hazards and natural disasters in all countries Target 13.2 Integrate climate change measures into national policies, strategies and planning Target 13.3 Improve education, awareness-raising and human and institutional capacity on climate change mitigation, adaptation, impact reduction and early warning |
Carbon footprint measurement activities, waste management practices, environmental and social impact management system |
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Indirect Contribution |
Target 1.4 By 2030, ensure that all men and women, in particular the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property, inheritance, natural resources, appropriate new technology and financial services, including microfinance |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing Special loan projects for priority regions in development |
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Target 2.5 By 2020, maintain the genetic diversity of seeds, cultivated plants and farmed and domesticated animals and their related wild species managed and diversified seed and plant banks at the national, regional and international levels, and promote access to and fair and equitable sharing of benefits arising from the utilization of genetic resources and associated traditional knowledge, as internationally agreed Target 2.a Increase investment, including through enhanced international cooperation, in rural infrastructure, agricultural research and extension services, technology development and plant and livestock gene banks in order to enhance agricultural productive capacity in developing countries, in particular least developed countries |
SME financing and guarantee products, inclusive banking services, sustainable agriculture financing |
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Target 11.1 By 2030, ensure access for all to adequate, safe and affordable housing and basic services and upgrade slums Target 11.2 By 2030, provide access to safe, affordable, accessible and sustainable transport systems for all, improving road safety, notably by expanding public transport, with special attention to the needs of those in vulnerable situations, women, children, persons with disabilities and older persons Target 11.3 By 2030, enhance inclusive and sustainable urbanization and capacity for participatory, integrated and sustainable human settlement planning and management in all countries Target 11.4 Strengthen efforts to protect and safeguard the world’s cultural and natural heritage Target 11.6 By 2030, reduce the adverse per capita environmental impact of cities, including by paying special attention to air quality and municipal and other waste management |
Financing provided to the housing sector through national-scale development and investment projects, support for the green economy, contribution to cultural heritage |
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Indirect Contribution |
Target 16.5 Substantially reduce corruption and bribery in all their forms Target 16.6 Develop effective, accountable and transparent institutions at all levels Target 16.7 Ensure responsive, inclusive, participatory and representative decision making at all levels |
Corporate governance practices, human resources management, remuneration policies, equal opportunity implemented at Ziraat Bank |
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Target 17.4 Assist developing countries in attaining long-term debt sustainability through coordinated policies aimed at fostering debt financing, debt relief and debt restructuring, as appropriate, and address the external debt of highly indebted poor countries to reduce debt distress Target 17.16 Enhance the Global Partnership for Sustainable Development, complemented by multi-stakeholder partnerships that mobilize and share knowledge, expertise, technology and financial resources, to support the achievement of the Sustainable Development Goals in all countries, in particular developing countries Target 17.17 Encourage and promote effective public, public-private and civil society partnerships, building on the experience and resourcing strategies of partnerships Data, monitoring and accountability |
Financing provided to the housing sector through national-scale development and investment projects, support for the green economy, contribution to cultural heritage Financing provided to different sectors based on thematic resources, bilateral and multilateral collaboration efforts, operational activities, corporate governance practices and reporting efforts. |
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