Ratios
(%) |
|
|
CAPITAL |
2022 |
2023 |
Capital Adequacy Ratio |
16.5 |
17.15 |
Shareholders’ Equity/Total Assets |
8.8 |
8.7 |
Shareholders’ Equity/(Total Assets+Non-cash Loans) |
7.4 |
7.2 |
Shareholders’ Equity/(Deposits+Non-Deposit Sources) |
10.2 |
10.0 |
ASSET QUALITY |
2022 |
2023 |
Cash Loans/Total Assets |
54.8 |
51.9 |
NPL (Gross)/Cash Loans |
1.1 |
1.2 |
NPL (Gross)/(Non-Cash Loans+Cash Loans) |
0.8 |
0.8 |
Loans/Deposits |
72.8 |
67.2 |
FC Assets/FC Liabilities |
97.0 |
90.4 |
LIQUIDITY |
2022 |
2023 |
Liquid Assets/Total Assets |
16.9 |
19.2 |
Liquid Assets/(Deposits+Non-Deposit Sources) |
19.6 |
22.1 |
PROFITABILITY |
2022 |
2023 |
Net Profit/Average Total Assets |
2.3 |
3.0 |
Net Profit/Average Shareholders’ Equity |
26.4 |
34.5 |
Interest Income/Interest Expenses |
222.5 |
143.5 |
