INFORMATION ON THE ACTIVITIES OF THE CREDIT COMMITTEE

CHAIRMAN
Alpaslan ÇAKAR
Member of the Board and CEO

MEMBERS
Burhaneddin TANYERİ
Chairman of the Board

Feyzi ÇUTUR
Member of the Board

ALTERNATE MEMBERS
Faruk ÇELİK
Member of the Board

Fazlı KILIÇ
Member of the Board

Credit Committee fulfills the duties and powers specified in the Banking Law, the Bank’s articles of association, and other legislation issued by BRSA. Within the framework of the authority delegated by the Board of Directors, the Committee extends loans and makes decisions. Credit Committee performs other duties related to lending assigned to it by the Board of Directors.

The Credit Committee met 26 times during 2022 and passed 1,064 decisions.

INFORMATION ON THE ACTIVITIES OF THE AUDIT COMMITTEE

MEMBERS
Mahmut KAÇAR
Member of the Board

Fazlı KILIÇ
Member of the Board

The Committee assists with the auditing and supervision activities for which the Bank is responsible, and fulfills the duties, powers and responsibilities designated by the legislation issued by the BRSA, as well as those related to the execution of the Compliance program and those defined by applicable legislation.

The Audit Committee met 25 times during 2022 and passed 65 decisions.

INFORMATION ON THE ACTIVITIES OF THE CORPORATE GOVERNANCE COMMITTEE

CHAIRMAN
Dr. Ahmet GENÇ
Member of the Board

MEMBER
Serruh KALELİ
Member of the Board

Corporate Governance Committee monitors and audits the Bank’s compliance with corporate governance principles. The Committee suggests proposals to the Board of Directors and works to ensure improvements. The Committee keeps reports of its activities in written form.

INFORMATION ON THE ACTIVITIES OF THE REMUNERATION COMMITTEE

MEMBERS
Faruk ÇELİK
Member of the Board

Veysi KAYNAK
Vice Chairman of the Board

The Remuneration Committee is responsible for overseeing and supervising the remuneration practices on behalf of the Board of Directors. The Committee assesses the remuneration policy and practices within the framework of risk management to ensure that remuneration policies are aligned with the Bank’s ethical values and strategic goals, and submits its recommendations to the Board of Directors.

On behalf of the Board of Directors, the Information Systems Strategy Committee monitors the suitability of IT investments, checks that they are in line with the IT strategy plan and that the IT objectives are compatible of the Bank’s business objectives.

CHAIRMAN
Fazlı KILIÇ
Member of the Board

MEMBERS
Emrah GÜNDÜZ
Executive Vice President

Dr. İlker MET
Group Head

Ahmet ACAR
Group Head

Bayram TUZCU
Ziraat Teknoloji A.Ş. CEO

Dr. Ertuğrul Umut UYSAL
Department Head

Mehmet TARCAN
Department Head

Sedat YILMAZ
Department Head

INFORMATION ON THE ACTIVITIES OF THE INFORMATION SECURITY COMMITTEE

CHAIRMAN
Fazlı KILIÇ
Member of the Board

MEMBERS
Emrah GÜNDÜZ
Executive Vice President

Dr. İlker MET
Group Head

Bayram TUZCU
Ziraat Teknoloji A.Ş. CEO

Dr. Ertuğrul Umut UYSAL
Department Head

Himmet AKSOY
Department Head

İbrahim KONAK
Department Head

Ahmet Burak ERKOL
Department Head

Özcan ASANOĞLU
Department Head

Uğur Can AYGIN
Department Head

Aysun OKYAY
Department Head

The duties and activities of the Committee include fulfiling the duties and authorities determined in the legislation regulated by the BRSA, coordinating information security activities and establishing and implementing information security policy.

INFORMATION ON ACTIVITIES OF THE CREDIT MONITORING AND RISK MANAGEMENT COMMITTEE

CHAIRMAN
Recep TÜRK
Executive Vice President

MEMBERS
Mehmet Şükrü TAŞCI
Executive Vice President

S. Şamil YILDIZ
Department Head

Ahmet FAKI
Department Head

Hasan ÖZTAŞ
Department Head

Uğur Can AYGIN
Department Head

Rehber BİRKAN
Department Head

The duties and activities of the Committee include evaluating the loan portfolio periodically, determining the actions to be taken and creating strategies for the following periods, monitoring and evaluating financial risks and determining the actions to be taken, and coordinating these to develop a risk culture throughout the Bank.

INFORMATION ON THE ACTIVITIES OF THE EXPENSE MANAGEMENT AND EFFICIENCY COMMITTEE

CHAIRMAN
Emrah GÜNDÜZ
Executive Vice President

MEMBERS
Yasin ÖZTÜRK
Group Head

Ahmet ACAR
Group Head

Hüseyin ÖZUYSAL
Group Head

The duties and activities of the Committee are as follows:

• to ensure that the development of the Bank’s asset-liability, income-expenditure items is in harmony with the determined budget.
• to make projections according to changes in market, conditions and parameters,
• to reveal areas of improvement by identifying areas of productivity,
• to keep operational and purchasing costs at the optimum level by evaluating them together with real income performance,
• to provide banking services to customers at lower cost and higher customer satisfaction.

INFORMATION ON THE ACTIVITIES OF THE DATA GOVERNANCE COMMITTEE

The Head of Data Analytics Department, related Business Units and Ziraat Teknoloji IT Architectural Group Manager are natural members of the committee and depending on the agenda, may also be joined by the relevant Data Sponsor (Assistant General Managers), Ziraat Teknoloji General Manager, Group Managers/Service Managers, Board of Inspectors, Internal Control Department Head, Compliance Department Head and Legal Counsel.

The duties and activities of the Committee include ensuring the resolution of possible disputes within the scope of data ownership and responsibilities, to ensure the follow-up of activities and steps to improve quality in order to increase data quality, and to support actions to be taken regarding compliance with legal regulations (such as the regulations stipulated by the Personal Data Protection Authority and the BRSA).

INFORMATION ON THE ACTIVITIES OF THE DATA SHARING COMMITTEE

The Committee consists of representatives from the Internal Audit Department, the Compliance Department, the Legal Counselling and Data Analytics Department and the Related Business Unit Responsible for Sharing, as well as the Asset Owning Business Unit. The Committee is chaired by the Data Analytics Department.

In line with the BRSA’s Regulation on the Sharing of Confidential Information, the duties and activities of the Committee include the coordination of the sharing of Bank secrets and customer secret information and to record such evaluations by determining if the requests for sharing are appropriate.