2022 INTEGRATED ANNUAL REPORT
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DIRECTORY
INTRODUCTION
About the Integrated Annual Report
Message from the Chairman of the Board
Message from the CEO
Corporate Profile
Our Vision-Our Mission-Our Strategies
Milestones in the History of Ziraat Bank
Key Indicators (Economic, Environmental, Social)
Our Awards
VALUE GENERATION AND STRATEGY
The Sustainability Approach at Ziraat Bank
Ziraat Bank’s Value Generation Model
Strategies and Achievements in 2022
The Sustainable Development Goals (SDGs) and Ziraat Bank
Stakeholders of Ziraat Bank
Impact Framework of Strategies
IN 2022
Risks, Opportunities and Developments in the Markets
In Our 159th Year… Moving Forward to the Future Under Guidance of Our Strategies
An Assessment of 2022: Developments and Targets for the Future
Ziraat Bank and the Environment
Ziraat Bank’s Subsidiaries in 2022
Independent Auditor’s Report on the Board of Directors’ Annual Report
MANAGEMENT AND CORPORATE GOVERNANCE PRACTICES
Ziraat Bank Board of Directors
Ziraat Bank Senior Management
Summary Board Report
Information on the Activities of the Committees
Attendance By the Members of the Board of Directors and of the Audit Committee in the Meetings Held During the Reporting Period
Related Party Transactions
Support Services Providers
GRI Content Index
FINANCIAL INFORMATION AND RISK MANAGEMENT
Audit Committee’s Assessment of the Operation of the Internal Audit, Internal Control, Compliance, and Risk Management Systems in 2020
Ziraat Bank’s Financial Standing, Profitability and Solvency
Ratios
Information about Risk Management Policies and Activities According to Type of Risk
Summary Financial Information for the 5-Year Period
Credit Ratings Assigned by Rating Agencies
Amendments Made to the Articles of Association in 2022
Unconsolidated Financial Statements as of and for the Year Ended 31 December 2022 with Independent Auditors’ Report Thereon
Consolidated Financial Statements as of and for the Year Ended 31 December 2022 with Independent Auditors’ Report Thereon
