2022 INTEGRATED ANNUAL REPORT
THE SUSTAINABILITY APPROACH AT ZIRAAT BANK

SUSTAINABILITY VISION

ZIRAAT BANK HAS ESTABLISHED ITS SUSTAINABILITY STRATEGY ON THE PILLARS OF MULTIFACETED EFFICIENCY AND EFFECTIVENESS. IT HAS BEEN GRADUALLY BUILDING ON THE ADDED VALUE IT OFFERS TO THE TURKISH ECONOMY WITH ITS BUSINESS PRACTICES, THE SCALE OF ITS SERVICES AND THE DIVERSITY OF ITS PRODUCTS.

To use the unrivaled experience and knowledge that we have built up over 159 years and to utilize our resources efficiently within the framework of responsible banking principles, for the benefit of the economy, the environment, and the community; to produce enduring value for our stakeholders; to be a bank which embraces all parts of the society by improving our customer-oriented business model.

SUSTAINABILITY GOALS

To further develop the Bank’s strong position in the national market and its global competitiveness with corporate, environmental and social sustainability practices to be implemented within the scope of this policy.

SUSTAINABILITY APPROACH

Ziraat Bank’s sustainability approach is shaped in light of its responsibilities as a financial services provider, of its obligations to the environment and the community, and of its duties as an employer.

Based on these fundamental points, Ziraat Bank is focused on promoting, developing and maintaining sustainability throughout its value chain.

Ziraat Bank’s sustainability approach is shaped in light of its responsibilities as a financial services provider, of its obligations to the environment and the community, and of its duties as an employer.

ZIRAAT BANK’S SUSTAINABILITY PLAN, STRUCTURED UNDER THE AUSPICES OF THE ZIRAAT BANK BOARD OF DIRECTORS, HAS BEEN PUT INTO PRACTICE WITHIN THE SCOPE OF A LEAN AND EFFECTIVE ORGANIZATIONAL STRUCTURE.

SUSTAINABILITY STRUCTURE

Ziraat Bank’s sustainability plan, structured under the auspices of the Ziraat Bank Board of Directors, has been put into practice within the scope of a lean and effective organizational structure.

Sustainability activities are coordinated by the Project Finance and Sustainability Department.

The sustainability activities at Ziraat Bank are executed under the leadership of the Bank’s CEO.

POLICIES APPLIED AT ZIRAAT BANK

Disclosure Policy
https://www.ziraatbank.com.tr/en/Investor-Relations-ZB/Corporate-Governance/Documents/DisclosurePolicy.pdf

Anti-Money Laundering, Countering the Financing of Terrorism and the Proliferation of Weapons of Mass Destruction Policy
https://www.ziraatbank.com.tr/en/Investor-Relations-ZB/Corporate-Governance/Documents/AMLPolicy.pdf

Sustainability Policy
https://www.ziraatbank.com.tr/en/Investor-Relations-ZB/Corporate-Governance/Documents/Sustainability-Policy.pdf

Environmental and Social Impact Management Policy in Lending Activities
https://www.ziraatbank.com.tr/en/Investor-Relations-ZB/Corporate-Governance/Documents/esimp.pdf

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