RATIOS
(%)
Capital |
2019 |
2020 |
Capital Adequacy Ratio |
17.0 |
18.2 |
Shareholders’ Equity/Total Assets |
10.8 |
9.9 |
Shareholders’ Equity/(Total Assets+Non-cash Loans) |
9.1 |
8.6 |
Shareholders’ Equity/(Deposits+Non-Deposit Sources) |
12.7 |
11.5 |
|
|
|
Asset Quality |
2019 |
2020 |
Cash Loans/Total Assets |
68.9 |
63.7 |
NPL (Gross)/Cash Loans |
2.8 |
2.3 |
NPL (Gross)/(Non-Cash Loans+Cash Loans) |
2.2 |
1.9 |
Loans/Deposits |
100.2 |
95.4 |
FC Assets/FC Liabilities |
81.5 |
81.4 |
|
|
|
Liquidity |
2019 |
2020 |
Liquid Assets/Total Assets |
8.8 |
9.7 |
Liquid Assets/(Deposits+Non-Deposit Sources) |
10.4 |
11.2 |
|
|
|
Profitability |
2019 |
2020 |
Net Profit/Average Total Assets |
1.1 |
1.0 |
Net Profit/Average Shareholders’ Equity |
10.1 |
9.7 |
Interest Income/Interest Expenses |
162.8 |
199.3 |
