2020 INTEGRATED ANNUAL REPORT
TR
DIRECTORY
Introduction
About the Report
Ziraat Bank Painting Collection
Corporate Profile
Our Vision-Our Mission-Our Strategies
Key Indicators (Economic, Environmental, Social)
Milestones in the History of Ziraat Bank
Message from the Chairman of the Board
CEO’s Message
Value Generation and Strategy
The Sustainability Approach at Ziraat Bank
Ziraat Bank’s Value Generation Model
Strategies and Achievements in 2020
The Sustainable Development Goals (SDGs) and Ziraat Bank
Stakeholders of Ziraat Bank
Impact Framework of Strategies
In 2020
Macroeconomic Outlook
In Our 157th Year… Moving Forward to the Future Under Guidance of Our Strategies
An Assessment of 2020: Developments and Targets for the Future
Ziraat Bank and the Environment
Ziraat Bank’s Subsidiaries in 2020
Changes in the Articles of Association in 2020
Convenience Translation Into English of Independent Auditor’s Report on the Board of Directors’ Annual Report Originally Issued in Turkish
Management and Corporate Governance Practices
Ziraat Bank Board of Directors
Ziraat Bank Senior Management
Summary Board Report
Information On the Activities of the Committees
Attendance By the Members of the Board of Directors and of the Audit Committee in the Meetings Held During the Reporting Period
Related Party Transactions
Support Services Providers
GRI Index
Financial Information and Risk Management
Audit Committee’s Assessment of the Operation of the Internal Audit, Internal Control, Compliance, and Risk Management Systems in 2020
Ziraat Bank’s Financial Standing, Profitability and Solvency
Ratios
Information About Risk Management Policies and Activities According To Type of Risk
31 December 2016-31 December 2020 Summary Balance Sheet and Statement of Profit Or Loss
Credit Ratings Assigned By Rating Agencies
Unconsolidated Financial Statements as of and for the Year Ended 31 December 2020 with Independent Auditors’ Report Thereon
Consolidated Financial Statements as of and for the Year Ended 31 December 2020 with Independent Auditors’ Report Thereon
ZIRAAT BANK’S VALUE GENERATION MODEL