2019 INTEGRATED ANNUAL REPORT
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DIRECTORY
INTRODUCTION
About the Report
The Ziraat Bank Museum
Corporate Profile
Our Vision-Our Mission-Our Strategies
Key Indicators (Economic, Environmental, Social)
Milestones In the History of Ziraat Bank
Message From the Chairman of the Board
CEO’s Message
VALUE CREATION AND STRATEGY
Sustainability Approach at Ziraat Bank
Ziraat Bank’s Value Creation Model
Strategic Priorities and 2019 Performance
Sustainable Development Goals (SDGs) and Ziraat Bank
IN 2019
Macroeconomic Outlook
In Our 156th Year… We Are Heading for the Future Guided by Our Strategic Priorities
An Assessment of 2019 Developments and Targets for the Future
Ziraat Bank and the Environment
Ziraat Bank’s Subsidiaries in 2019
Convenience Translation into English of Independent Auditor’s Report on the Board of Directors’ Annual Report Originally Issued in Turkish
MANAGEMENT AND CORPORATE GOVERNANCE PRACTICES
Ziraat Bank Board of Directors
Ziraat Bank Senior Management
Summary Board Report
Information on the Activities of the Committees
Attendance by the Members of the Board of Directors and of the Audit Committee in the Meetings Held During the Reporting Period
Related Party Transactions
Support Services Providers
FINANCIAL INFORMATION AND RISK MANAGEMENT
Audit Committee’s Assessment of the Operation of the Internal Audit, Internal Control, and Risk Management Systems in 2019
Ziraat Bank’s Financial Standing, Profitability and Solvency
Ratios
Information About Risk Management Policies and Activities According to Type of Risk
31 December 2015-31 December 2019 Summary Balance Sheet and Statement of Profit or Loss
Credit Ratings Assigned by Rating Agencies
Unconsolidated Financial Statements as of and for the Year Ended 31 December 2019 with Independent Auditors’ Report Thereon
Consolidated Financial Statements as of and for the Year Ended 31 December 2019 with Independent Auditors’ Report Thereon
CONSOLIDATED FINANCIAL STATEMENTS AS OF AND FOR THE YEAR ENDED 31 DECEMBER 2019 WITH INDEPENDENT AUDITORS’ REPORT THEREON
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