2019 INTEGRATED ANNUAL REPORT
CORPORATE PROFILE

ZIRAAT BANK ADVANCES ITS STATURE AS THE BIGGEST AND STRONGEST NATIONALLY-OWNED BANK YEAR AFTER YEAR.

ZIRAAT BANK - MORE THAN JUST A BANK
Ever since its incorporation in 1863, Ziraat Bank has secured itself a select position among the greatest supporters of all actors taking place within the economic cycle in Turkey. Always standing by, first and foremost, farmers, and then by merchants, businessmen, entrepreneurs, retirees and employees, the Bank constantly produced value and acted as the driver of economic development thanks to its activities.

Ziraat Bank commands an extensive portfolio of domestic and international affiliates engaged in the areas of banking, insurance, private pension, investment services, portfolio management, venture capital, real estate investment trust and financial technologies. This solid structure consolidates the Bank’s integrated financial services delivery capability.

Providing service as the one and only bank in almost 400 districts and sub-districts and having the most extensive service network in the country, Ziraat Bank is a regional power and a major global actor with its presence in 108 locations across 18 foreign countries.

In an intensively competitive sector with a significant international capital presence, Ziraat Bank advances its stature as the biggest and strongest nationally-owned bank year after year. The Bank continues to shape the Turkish banking sector with its rich variety of products and services, unrivaled market knowledge and experience, the synergy created with its subsidiaries, superior human resource and robust financial structure.
Ziraat Bank offers its customers superior and high quality services in the fields of commercial, SME and retail banking with its:

  • 1,758 branches in Turkey and abroad,
  • 24,563 employees,
  • 7,243 ATMs in Turkey and abroad,
  • Internet Banking (Retail and Commercial Internet Banking),
  • Mobile Banking (Ziraat Mobile, Ziraat Tablet),
  • Telephone Banking,
  • SMS Banking.

Taking strong strides in keeping with its strategy of being a global player, Ziraat Bank holds a prestigious and efficient position in international banking arena in which it has been active for many years. Operating at 108 locations in 18 countries around the world, the Bank has a broad service network, consisting of 9 international and 8 domestic subsidiaries, 24 foreign branches and one representative office.

The financial and operational performance the Bank recorded in 2019 on the back of its intensive efforts carried out in line with its efficient and sustainable growth target once again exhibited the Bank’s capability to generate added value.

Ziraat Bank’s total assets increased by 21% YoY in 2019 to reach TL 650 billion. The Bank successfully achieved its missions varying from maintaining the macroeconomic balance to providing funds for the real sector.

The Bank will continue to generate more for its customers and employees and contribute to the development of the Turkish economy and the banking sector, remaining on course towards the corporate goals it has defined in its strategic roadmap also in the coming period.

ZIRAAT BANK’S SHAREHOLDING STRUCTURE
Turkiye Wealth Fund is the sole shareholder of the Bank.

Neither the Chairman or Members of the Board of Directors, nor the members of the Audit Committee or the CEO or Deputy Chief Executives have any shareholding in the Bank.