Sustainability Report 2013
Ziraat
1989-2013
World
Ziraat Bank celebrates its first century and a half in business with its employees.
  • The Ziraat Bank Banking School begins instruction in order to keep the Bank supplied with the qualified human resources that it needs.
  • The Bingöl-Muş Rural Development Project is launched.
  • Under a protocol agreement, Başak Sigorta begins issuing policies covering the credit risk exposure incurred by the cosigners and guarantors of Ziraat Bank’s agricultural loan customers.
  • Self-Service Banking is introduced and customers begin to benefit from the 24-hour 7-day access to banking products and services made possible in Turkey for the first time by electronic banking in the form of automatic foreign currency exchangers, banking kiosks, and telephone banking as well as ATMs.
  • The Imported Dairy Cattle Project is launched.
  • Four Ziraat Bank international subsidiaries are set up and become operational: Ziraat Bank Moscow, Kazkommerts Ziraat International Bank (KZI Bank), Turkmen Turkish Commercial Bank (TTC Bank), and Uzbekistan Turkish Bank (UT Bank).
  • According to Euromoney, Ziraat Bank ranks 202nd overall in its “Top 500 Banks” league table as well as 41st and 1st as measured by net profit and return on equity respectively. The Bank also stands in 12th place among the world’s top 50 fastest-growing banks.
  • Ziraat Bank opens a branch in Sofia.
  • Ziraat Bank’s representative offices in Stuttgart, Hannover, Frankfurt, and Duisburg are turned into branches. Newly-launched banking software makes it easier to create and offer new products and services.
  • Ziraat Bank’s Skopje branch begins operations.
  • The “Ziraat 2001” project becomes operational on an open system architecture that makes use of state-of-the-art technologies.
  • Turkish-Ziraat Bank Bosnia DD receives Visa and Europay International licenses and begins processing Visa acquiring and issuing transactions for the first time in Bosnia- Herzegovina in coordination with Ziraat Kart A.Ş.
  • Ziraat Bank’s representative offices in Berlin and Munich are turned into branches.
  • The scope of the banking software centralization project (Fin@art) is expanded.
  • Ziraat Bank opens two branches in Greece: one in Athens and the other in Komotini.
  • The introduction of Ziraat Bank Video Banking Centers enables customers to perform banking transactions by interacting with bank employees in real time via video and audio links.
  • Ziraat Bank books a net profit of TRY 3.55 billion. This is the highest profit figure ever reported by any Turkish company.
  • Ziraat Bank purchases the rights to the Turkish Cup name.
  • Ziraat Bank launches its ““Together, to a Better Future” Change & Transformation Project.
  • Ziraat Bank celebrates its first century and a half in business with its employees.
The Berlin Wall comes down.
  • The Berlin Wall comes down.
  • Turkey becomes acquainted with the internet.
  • The First Gulf War begins.
  • The United Nations Conference on Environment and Sustainable Development (Rio +20) convenes.
  • The European Community (EC) becomes the European Union (EU). Turkey enters into a Customs Union with the EU.
  • The Kyoto Protocol is signed under the UN Framework Convention on Climate Change.
  • The first internet banking applications are introduced in Turkey.
  • The UN Global Compact is declared.
  • Turkey suffers its worst economic crisis (2001) in living memory.
  • Turkey adopts a floating exchange rate regime.
  • The Euro is launched.
  • The World Summit on Sustainable Development is convened.
  • The Global Financial Crisis begins.
  • The world’s first mobile banking applications are introduced.
  • September 11th Terrorist Attacks strike New York City and Washington DC.
  • The World Summit on Sustainable Development is held in Johannesburg, South Africa. Sustainable Development Action Plan is accepted by the member countries of the UN.
  • The Kyoto Protocol adopted in 1997, entered into force in 2005.