Ziraat Bank Bills / Bonds

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We welcome you to Ziraat Bank for sound investments and secure earnings.

Ziraat Bank bills issued by Ziraat Bank have terms of one year or less, while Ziraat Bank bonds are TL-denominated securities with terms of a year or more.
These bring higher returns than similar government debt securities.
Medium- and long-term investments may be made in bank bills and bonds.
Earnings by natural persons through trading and interest on bank bills and bonds issued after January 1, 2006 are subject to a 10% withholding tax, and may be more advantageous than investments of similar terms of maturity in periods of increasing interest rates. Withholding tax rates for corporate persons may vary between 0 and 10%. Apply to one of our branches for detailed information.
Treasury Bill and Government Bond transactions can be carried out through alternate distribution channels (including Telephone Banking and ATMs) from 9:00 a.m. to 4:30 p.m., and 6:00 p.m. to 8:30 a.m.; and at your nearest branch between 9:30 a.m. and 4:30 p.m.
Bank bill and bond transactions have a minimum nominal amount of 5 TL, and must be in nominal multiples of 5 TL.