Foreign Currency Cumulative Saving Account

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Our Savings Account Helps You Plan Your Savings Through Small, Regular Payments!

Total amounts saved are invested once every 1 or 3 months, denominated in TL, EUR, or USD, and come with a term of between 5 and 10 years, depending on your needs. Start planning now to invest in your future!

Features

  • A Ziraat Bank Savings Account may be linked to a TL Current Account or a Foreign Currency Current Account.
  • Monthly or three-monthly payments may be invested from a linked account or through a direct debit.
  • The interest rate on a Savings Account is fixed to the rate on the day it is opened. At each year end, the account is updated with the interest rate announced for the product.
  • In the event that the customer misses a monthly or three-monthly payment, the account is closed and its balance transferred to the linked current account.
  • In the event that money is withdrawn from the account before it matures, the account is closed and its balance transferred to the linked current account.
  • Annual interest reassessment notwithstanding, current account interest is applied in the period from the beginning of the account term until its closure.
  • Minimum account opening deposit is 50 TL/USD/EUR, subsequent minimum deposits are 50 TL/USD/EUR for monthly plans, 150 TL/USD/EUR for three-monthly plans.
  • The aforementioned limits may be adjusted by the Bank whenever deemed appropriate.
  • Personal customers may open Savings Accounts at all branches and through our Internet Branch.

Announcement about Savings Deposit Guarantee

Pursuant to the provisions of the "Regulation on Deposits and Participation Funds Subject to Insurance and Premiums to be Collected by the Savings Deposit Insurance Fund", published in the Official Gazette no. 32399 of 14.12.2023; the aggregate of the principal amount and interest rediscounts of savings deposit accounts denominated in Turkish Lira, a foreign currency, or a precious metal, which have been established with the domestic branches of a credit institution operating in Turkiye in the name of real persons and which are not subject to commercial transactions other than issuance of a cheque are under insurance protection up to 650 thousand Turkish Liras.

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Application Channels

OUR BRANCHES
INTERNET BRANCH