2012 Annual Report
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Corporate Profile

Having started its banking operations in 1863, Ziraat Bank is Turkey's strongest and most deeply-rooted bank.

Ever since its inception, Ziraat Bank has always stood by the farmers, as well as merchants, businessmen, entrepreneurs, pensioners and employees, and provided resources, produced value, and has been the driving force of economic development.

Boasting the most extensive banking service network in Turkey, the Bank also manages one of the biggest total assets available to the industry.

In a sector that is dominated by intensive competition, where international capital is also active, Ziraat Bank further leverages its position as the strongest national bank every year. Underpinning the Bank’s unique and prestigious standing in the sector is its rich array of products and services, unrivaled market knowledge and experience, synergetic structuring with its subsidiaries, superior human resource, and robust financial structure.

Ziraat Bank provides uninterrupted and superior services to its customers in the entrepreneurial, corporate, commercial, and retail banking segments with:


Making a difference in the global competitive environment by remaining adhered to the principles of profitability and productivity with its transformation-oriented corporate structure that keeps abreast of the time, its extensive branch network, effective delivery channels and experienced personnel, Ziraat Bank resolutely moves ahead by offering “more than a bank” to its customers.

1) As at 31 December 2012, Ziraat Bank was offering service at a total of 1,490 points of service across the country, split as 5 corporate branches, 27 commercial branches, 77 entrepreneurial branches, 1,316 branches, 32 bureaus, 31 special transaction centers, and 2 mobile vehicles, and was the sole provider of banking services at 404 locations throughout Turkey.