Turkish Lira Time Deposit Accounts

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Make Your Savings Secure While Also Protecting the Value of Your Turkish Lira Thanks to Ziraat Bank Interest Rates with a Ziraat TL Time Deposit Account!

You can open your Ziraat Turkish Lira Time Deposit Account in Turkish Lira (₺) with maturities between 1-730 days.

At the expiration of the term retrieve your capital with interest.

Features

  • You can open your Ziraat Turkish Lira Time Deposit Account in Turkish Lira with a maturity between 1-730 days and get your capital back with interest at maturity.
  • In the case of a partial or full withdrawal request from time deposit accounts before maturity and the Bank accepts this request, payment is made by applying the current account interest rate to the account.
  • Your Turkish Lira Time Deposit Account will be renewed at the end of maturity period with the same maturity period and interest rate valid on the renewal date, unless you give an instruction to the contrary.
  • Interest rate is applied to term deposit accounts opened with amounts of 1.000 TL and above.

Announcement about Savings Deposit Guarantee

Pursuant to the provisions of the "Regulation on Deposits and Participation Funds Subject to Insurance and Premiums to be Collected by the Savings Deposit Insurance Fund", published in the Official Gazette no. 32399 of 14.12.2023; the aggregate of the principal amount and interest rediscounts of savings deposit accounts denominated in Turkish Lira, a foreign currency, or a precious metal, which have been established with the domestic branches of a credit institution operating in Turkiye in the name of real persons and which are not subject to commercial transactions other than issuance of a cheque are under insurance protection up to 650 thousand Turkish Liras.

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Time Deposit Account Interest Rates

Vade Grupları 0,00 - 999,99 TL 1.000 TL ve Üzeri
Vadesiz %0.00 %0.00
1 - 29 gün %0.00 %4.50
30 - 31 gün %0.00 %4.50
32 - 91 gün %0.00 %5.00
92 - 180 gün %0.00 %5.00
181 - 364 gün %0.00 %5.00
365 - 730 gün %0.00 %5.00
1 Yıl Vadeli 1 Ayda Bir Faiz Ödemeli %0.00 %5.00
1 Yıl Vadeli 3 Ayda Bir Faiz Ödemeli %0.00 %5.00
1 Yıl Vadeli 6 Ayda Bir Faiz Ödemeli %0.00 %5.00
Birikimli Mevduat Hesabı %36.00 %36.00
Çeyiz Hesabı %36.00 %36.00
Konut Hesabı %36.00 %36.00
Vade Grupları 0,00 - 999,99 TL 1.000 - 99.999,99 TL 100.000 TL ve üzeri
Vadesiz %0.00 %0.00 %0.00
1 - 7 gün %0.001 %27.00 %31.00
8 - 20 gün %0.001 %29.00 %32.00
21 - 29 gün %0.001 %32.00 %34.00
30 - 31 gün %0.001 %39.00 %42.00
32 - 45 gün %0.001 %39.00 %42.00
46 - 91 gün %0.001 %39.00 %42.00
92 - 100 gün %0.001 %39.00 %41.00
101 - 180 gün %0.001 %36.00 %39.00
181 - 364 gün %0.001 %31.00 %34.00
365 - 400 gün %0.001 %31.00 %34.00
401 - 730 gün %0.001 %6.50 %6.50
1 Yıl Vadeli 1 Ayda Bir Faiz Ödemeli %0.001 %30.00 %30.00
1 Yıl Vadeli 3 Ayda Bir Faiz Ödemeli %0.001 %30.00 %30.00
1 Yıl Vadeli 6 Ayda Bir Faiz Ödemeli %0.001 %30.00 %30.00
Birikimli Mevduat Hesabı %30.00 %30.00 %30.00

Application Channels

OUR BRANCHES
ZİRAAT MOBILE
INTERNET BRANCH