Ziraat Bankası Memleket Sandığı

In the year 1863, Ahmet Şefik Mithat Paşa established the first Memleket Sandığı (Homeland Fund) in the town of Pirot in Serbia, drawing inspiration from the deep-rooted Turkish tradition of imece, or solidarity.

That initial fund has paved the way for a century and a half track record of success, and a bright future. Even in the most challenging days, the fund engendered assistance, hope and motivation for Turkey. This fund laid the foundation of Ziraat Bank and changed the country's future. By always seeking to create enduring value, Ziraat Bank has always been much more than a just a bank for Turkey.

MUHARREM KARSLI

MESSAGE FROM THE CHAIRMAN

Responsible for numerous milestones in Turkish banking history during its track record of success, Ziraat Bank creates robust synergy between its deep-rooted corporate know-how and ever-expanding expertise to deliver sustainable success.

CHAIRMAN
MUHARREM KARSLI
HÜSEYİN AYDIN

MESSAGE FROM THE CEO

Ziraat Bank has set its sustainability priorities well aware of the responsibilities it bears with being "More Than a Bank." As part of its transformation process, the Bank continued to bolster its business process efficiency via a customer- and market-oriented approach in 2015.

BOARD MEMBER AND CEO
HÜSEYİN AYDIN
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A TREASURE CHEST FILLED WITH TODAY

The roots of our Bank depends on creating value for farmers and the country's land. The seeds sown over one century and a half ago have grown and grown over the years to bear significant fruit today. Soil met with water, labor met with productivity. Turkey's farmers saw Ziraat Bank on their side whenever they needed support.

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A TREASURE CHEST THAT ACCUMULATES SUCCESS

From the distant past to the future, from dreams to reality... From a small fund originally stored in a savings chest to the largest bank in the industry in terms of cash, non-cash and total loans. As one of the driving engines of the Turkish economy, Ziraat Bank is there where objectives, ambition and needs all come together. With all our strength and might, we stand by everyone who produces, and creates value.

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THE FUTURE BORN IN A TREASURE CHEST

We are the bank of a nation that confidently moves forward towards ambitious goals. Our responsibility is immense: we play the leading role in Turkey's largest infrastructure projects. The projects you witness today and will witness in the future are powered by a track record of success spanning a century and a half. Ziraat Bank's support helps to shape Turkey's future.

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PROGRESS COMING FROM A TREASURE CHEST

Although we have always been present all across Turkey with our branches, our recent digital transformation has allowed us to become even closer to our customers. We continue to make banking easier with our new-generation ATMs and mobile apps.

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HOPE FUELED FROM A TREASURE CHEST

There is much work to do for the society and the environment. In order to leave a more livable world for future generations, we inspire hope with our projects such as "paperless banking." We place a special emphasis on children, whom we see as our future hope. We wish to contribute to their development with educational storybooks, the first of which we published this year.

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A SPECIAL SUSTAINABILITY PROJECT

Our aim is to fulfill our responsibilities for our children who are the guarantee of a beautiful future. As a Bank that cares about the concept of sustainability, we haven't forgotten our children also this year, and we have prepared an educational e-storybook for them.

OUR SUSTAINABILITY PERFORMANCE

Ziraat Bank is committed to sharing the progress it has made in its sustainability efforts with its stakeholders in a transparent and objective manner.

OUR FINANCIAL SUSTAINABILITY

TOTAL ASSETS 302,848 Millon TL
MARKET SHARE 12.8%
CASH LOANS 186,813 Millon TL
MARKET SHARE 12.2%
TOTAL SHAREHOLDERS' EQUITY 31,546 Millon TL
MARKET SHARE 12%
NET PROFIT 5,162 Millon TL
MARKET SHARE 19.8%

OUR OPERATIONAL SUSTAINABILITY

TOTAL NUMBER OF BRANCH LOCATIONS (INCLUDING OVERSEAS) 1,812
TOTAL NUMBER OF ATMs (INCLUDING OVERSEAS) 6,573
NUMBER OF FOREIGN COUNTRIES WHERE ZIRAAT BANK OPERATES18
NUMBER OF INTERNET BANKING CLIENTS6.3 Millon

OUR ENVIRONMENTAL SUSTAINABILITY

SCOPE 1 EMISSIONS3,784.13 tons
SCOPE 2 EMISSIONS7,112.32 tons
TOTAL WATER CONSUMPTION(HEADQUARTERS WATER CONSUMPTION) 77,075 m3
RECYCLED PAPER 1,310 tons

OUR SOCIAL SUSTAINABILITY

SUPPORT TO AGRICULTURAL PRODUCTION 35.8 Billion TL
NUMBER OF WORKS IN ZIRAAT BANK'S PAINTING AND SCULPTURE COLLECTION About 2,500
ZIRAAT BANK ART GALLERIES TOTAL VISITORS over 25 thousand
CERTIFIED HISTORICAL BUILDINGS OWNED BY ZIRAAT BANK 52

OUR HUMAN RESOURCES

TOTAL WORKFORCE25,697
EMPLOYEES WHO STARTED WORK IN EARLY 2015 3,486
AVERAGE TRAINING HOURS PER EMPLOYEE 22.97 hours
PERCENTAGE OF EMPLOYEES WİTH BACHELOR'S, MASTER'S AND DOCTORAL DEGREES86%